Privacy Policy
Last updated: October, 2025
Introduction
Owego (“we”, “our”, or “us”) is a seamless payments platform powered by stablecoins.
We enable users to send, receive, and spend digital assets like USDC and USDT online, in-store, and across borders safely, instantly, and without friction.
This Privacy Notice (“Notice”) explains how we collect, use, store, and protect your personal information when you visit or interact with our website: https://www.ribhfinance.com/owego (“the Website”), or use any of our products and services. Your privacy and trust are important to us.
By using or accessing our Website or services, you acknowledge that you accept the practices and policies outlined here and consent to our use of your information in accordance with this Notice.
Information We Collect
Personal Information means any information or data that can identify an individual, either directly or indirectly.
We may collect the following categories of information:
Information You Provide Directly
Full name, email address, and contact details
Wallet address and transaction details
Information you submit via forms, surveys, or contact channels
Feedback or communication with our support or smart assistants
Information Collected Automatically
Device and browser data (IP address, OS, device type, browser version)
Website usage data (pages visited, duration, frequency, clicks)
Cookies, pixels, and similar technologies
Information from Third Parties
Payment processors, KYC/AML verification providers, blockchain analytics tools, or advertising partners
Where we must collect data by law or under contract, failure to provide it may prevent us from delivering the requested services.
How We Use Your Information
We process your information to:
Operate, maintain, and improve our services and user experience.
Facilitate deposits, transfers, and transactions through the Owego platform.
Verify your identity and comply with applicable financial regulations.
Detect and prevent fraud, unauthorized access, or other illegal activities.
Communicate with you regarding updates, support, and account notifications.
Comply with our legal and regulatory obligations.
Legal Basis for Processing
We rely on one or more of the following lawful bases to process your data:
Delivering our services and products: Contractual necessity
Maintaining, securing, and improving our platform: Legitimate interest
Sending important service updates: Legal obligation
Complying with legal and regulatory obligations (e.g., AML/KYC): Contractual necessity / Legal obligation
Protecting your vital interests or those of others: Vital interest
Marketing or optional communications: Consent
Where consent is obtained a record of this will be made confirming what you have consented to, the time and date and how consent was obtained.
How to withdraw consent
If after you opt-in, you change your mind, you may withdraw your consent to the continued processing of your personal data, at any time, by contacting us at xxxxx
Sharing Your Information
We do not sell your data. We may, however, share your information with:
Service providers assisting in hosting, analytics, compliance, or payment processing
Regulators or law enforcement, where required by law
Affiliates or partners assisting in service delivery
Professional advisers, such as lawyers, auditors, and accountants
All partners and vendors operate under binding confidentiality and data protection agreements.
Cookies and Tracking Technology
We use cookies to improve functionality and user experience.
Types of Cookies
Strictly Necessary Cookies: Essential for basic website functions
Performance Cookies: Collect data on usage to improve services
Targeting/Advertising Cookies: Help personalize content and measure ad performance
You can manage cookie preferences through your browser settings. Rejecting cookies may affect some website features. Continuing to use our Website constitutes consent to our use of cookies.
Data Retention
We retain personal data only as long as necessary to:
Fulfill the purposes described in this Notice
Comply with applicable legal obligations
Resolve disputes and enforce agreements
Once data is no longer required, it will be securely deleted or anonymized. If we are legally required to retain data longer, you will be informed accordingly.
Data Security
We implement appropriate technical, administrative, and physical safeguards, including:
Encryption (SSL/TLS) during transmission
Secure storage and access control
Regular security audits and staff training
While we take all reasonable precautions, no system is 100% secure. You share your information at your own risk. In the event of a data breach, we will notify affected individuals and regulators within legally mandated timelines and take remedial actions immediately. However, please be aware that no method of transmitting or storing data over the internet is completely secure. We cannot guarantee the complete security of any data you share with us, and except as expressly required by law, we are not responsible for the theft, destruction, loss or inadvertent disclosure of your information or content.
Your Rights
Depending on your jurisdiction (e.g., under the NDPR, GDPR, or equivalent laws), you have the right to:
Access a copy of your personal data
Request correction or deletion (“right to be forgotten”)
Object to or restrict processing
Withdraw consent at any time
Data portability (receive your data in a structured format)
Lodge a complaint with a data protection authority
To exercise these rights, please contact XXXXXXX
Marketing and Communications
Before you register with us or ask us for information on our products or services, we seek your express consent to send marketing information to you. Until you opt out of receiving that marketing information, we may send you information on our range of products, services, promotions, special offers and other information which we think you may find interesting by phone, email and/or SMS. We will get your express opt-in consent before we share your personal data with any third party for marketing purposes. You can ask us or third parties to stop sending you marketing messages at any time by contacting us at XXXX
International Data Transfers
To achieve the purposes described in this Privacy Notice, your personal data may be transferred or stored outside your country of residence, including on AWS servers located in Ireland or other secure jurisdictions.
Where we transfer data internationally, we ensure that adequate safeguards (such as Standard Contractual Clauses) are in place to maintain privacy and security consistent with applicable laws (e.g., NDPR and GDPR). Information to countries that may not offer an adequate level of protection or not considered to have adequate law by the National Information Technology Development Agency (NITDA). Where Personal Information is to be transferred to a country outside Nigeria, We shall put adequate measures in place to ensure the security of such Personal Information.
Principles of Data Processing
We process personal data according to the following principles:
Fairly, lawfully, and transparently
For specified and legitimate purposes only
Adequate, relevant, and limited to what is necessary
Accurate and up to date
Retained only as long as necessary
Securely protected against unauthorized access or loss
Children's Privacy
Our services are not intended for individuals under 18 years old. We do not knowingly collect personal data from minors. If we discover that we have inadvertently received such data, we will delete it immediately.
Updates to This Policy
We may update this Privacy Notice periodically to reflect legal, technical, or operational changes.
The “Last Updated” date at the top of this page indicates the most recent revision.
We encourage users to review this page regularly.
Complaints and Contact information
If you believe your data has been mishandled, please contact our Data Protection Officer (DPO) at: support@ribhfinance.com
Join our waitlist and turn stablecoins into real-world spending power.
Spend crypto like native currency
Join the waitlist
© 2025 Owego. All rights reserved
